HotCash is currently the largest online loan app with a massive financial source. The app is operational and has gained trust from over 3 million customers who utilize its services. It integrates various advanced technologies to provide users with the best experience. Quick loans are granted with just a citizen ID, and loan applications are swiftly approved, with disbursement within minutes.
Loan Requirements with HotCash App
- Age requirement: 18 to 62 years old.
- Must be a Filipino citizen with valid residence.
- Must possess valid identification documents and be the rightful owner.
- Must have an active mobile phone number.
- Stable employment is required.
- A mobile phone number and bank account for fund disbursement
Loan Terms with HotCash App
- Loan Amount: Minimum ₱5,000
- Maximum ₱40,000.
- Loan Duration: Minimum 190 days
- Maximum 365 days.
- Fees and Charges
- Annual Percentage Rate (APR)
- Maximum interest rate is 10% – 14%.
- A 11% service fee is deducted upon disbursement, depending on the evaluation of the applicant’s profile.
- No additional fees, completely transparent.
Special offer for new customers includes a 15-day interest-free period on the first loan. It’s crucial to adhere to repayment deadlines to avoid penalty fees and maintain good credit history for future borrowing opportunities.
We want you to be aware of and adhere to the repayment deadlines and loan repayment on the application to avoid being charged penalty fees to your account. Maintaining a good credit borrowing history will help increase your chances of raising your borrowing limit in the future.
Loan Application Process on HotCash App
Choose a suitable loan package, repayment period, and loan limit.
Enter your phone number for customer support assistance during initial registration.
Provide necessary identification documents such as citizen ID or driver’s license.
Submit loan application and confirm through the app
Loan Extension Guide
If a loan reaches maturity without sufficient funds for repayment, the app allows loan extensions. Log in to the app, navigate to the loan extension section, and register for an extended repayment period. Note that interest rates may increase upon loan extension.
Contact Information for HotCash
- Company Name: Copperstone Lending Inc.
- SEC Registration Number: 2021050012959-04
- Registered Business Name: HotCash
- Certificate Number: 3454 Address: Penthouse Apartment, Marajo Tower, 26 Cor. 4th Ave., Bonifacio Global City, 312 Metro Manila, Fort Bonifacio, Taguig City, District 4, National Capital Region (NCR), 1634
- Email: [email protected]
Benefits of Borrowing with HotCash App
1. Quick loan approval within 10 minutes.
2. Instant fund disbursement for immediate use.
3. All loan procedures conducted online, saving customer time.
4. Simple loan requirements.
5. Assistance provided for customers nationwide.
6. Various loan options with favorable interest rates.
7. Strong user data security measures.
Payment Guide for HotCash Loans
To facilitate loan repayment, the app is linked with all major banks and convenient stores nationwide.
Payment options include bank transfers, electronic wallets like GCash/Paymaya,
Payments at stores like M Lhuillier, RD Pawnshop, 7-11, etc.
Customers participating in online borrowing through the internet need to pay attention to repayment deadlines and ensure timely repayment of their loans. We wish all customers successful loan registration on the HotCash app.
This article highlights the convenience and benefits of HotCash app for customers, making it one of the most valued loan platforms. It is hoped that the information provided by can assist customers in making suitable choices when engaging in online borrowing.
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