The PeraCredit app is one of the popular online lending platforms in Philippines today. With advanced technology and a simple process that has gained the trust of users, the app has attracted a large number of users in search of quick and convenient financial solutions. The app offers various convenient loan services, requiring only a national ID card for successful loan applications.
Loan Conditions on PeraCredit
Customers applying for loans on the app should consider the following loan conditions:
- The minimum age for loan application on the app is 20 years old
- Customers applying for loans need to have a valid national ID card
- Must have a phone number and email for loan registration
- Receive money through bank transfer, requiring a bank account
- Customers eligible for loans must be Filipino citizens
Benefits and Some Drawbacks of Borrowing on the PeraCredit
Advantages
Convenience and flexibility
With the PeraCredit app, you can borrow money anytime, anywhere as long as you have an internet connection. This provides convenience and flexibility for users, allowing them to solve financial issues immediately without the need to visit a bank, making it convenient to receive money from home.
Security and safety on the app
Online lending requires high security and privacy for users’ personal information. The app prioritizes security as a top concern and implements strong protection measures to ensure that your personal information is always protected and not leaked. This gives customers peace of mind when borrowing on the app without the risk of information leakage.
Advanced technology
With a commitment to continuous innovation, PeraCredit applies advanced technology to its platform. They use intelligent algorithms to assess customers to ensure fairness and determine repayment ability. The app accelerates the loan approval process for convenient borrowing for customers.
Drawbacks
The app still has some drawbacks that need improvement in the future. Some issues when borrowing on the app include errors, low loan amounts, and higher interest rates compared to borrowing from a bank.
Currently, the app does not have a business license, so borrowers on the app need to consider this aspect.
Loan Information on the PeraCredit
Loan limit: 10,000 PHP – 100,000 PHP
Interest rate: 5% – 20% per year
Loan term: 90 days – 180 days
The app allows customers to borrow within the specified limit, and for first-time borrowers, they can only borrow 10,000 PHP and repay within the first week. If you can fully repay the loan within the first week, your next loan will not be limited.
Contact Information for the App
Customers can contact PeraCredit through the following information:
Address :Barangay, So. Linao, Hinigaran, 6106 Negros Occidental, Philippines
Email: [email protected]
Hotline: +639099510583
Website: https://www.peracredit.com
Positive Feedback from Users about the App
With thousands of users who have experienced and used PeraCredit services, the app has received positive feedback from users. The reliability and effectiveness of this platform are demonstrated through positive reviews and comments. This has brought many benefits to users, proving that the service on the app is of high quality and can serve customers well.
The PeraCredit app is an effective and convenient financial tool for solving short-term financial issues quickly. With user-friendly experience, high expertise, and customer trust, it has established its position in the online lending field in the Philippines. Download and experience the convenient loan app, and wish you successful borrowing.
