PonyCash is the fastest and most convenient loan application available in Nigeria today. With just your ID card and mobile phone number, you can experience the quickest and most convenient loan service available. All you need is a smartphone connected to the internet to access instant loans.
Especially to welcome new customers, we offer a special promotion: interest-free for your first loan. Enjoy the experience of online borrowing without worrying about cumbersome procedures or long waits.
Benefits of borrowing online on PonyCash loan
- All loan procedures are conducted online, saving you significant time.
- With just your ID card, you can start the loan process without complex documents.
- The loan approval process is quick, allowing you to conveniently receive the loan.
- You can receive the loan within the day and enjoy competitive interest rates.
- You can choose the most suitable payment method for your financial situation.
- With a simple and flexible process, the success rate of borrowing on the PonyCash app is very high, making it easy for everyone to access the necessary financial resources.
Below are the steps to borrow money using the PonyCash app
Step 1: Download the app to your phone.
Step 2: Fill in all the required information as requested by the app. Ensure you enter accurate and complete information to facilitate the confirmation and approval process smoothly.
Step 3: Enter your phone number and bank account information to receive the loan amount after approval.
Step 4: Choose the loan amount and repayment period that suits your needs on the app.
Step 5: Complete the loan application and confirm your borrowing request.
After completing these steps, you will be able to borrow money quickly and conveniently on the bus cash app.
Loan products on the PonyCash apk
Loan limit: Customers can borrow from ₦20,000 to ₦90,000.
PonyCash offers the highest loan limit in the online financial market. Customers can borrow money whenever necessary and always receive attentive advice from the app’s staff.
Loan interest rate: The interest rate on the PonyCash app ranges from 10.2% to 14.9% per year.
Although the interest rate may be higher than that of banks, this is compensated for by the convenience and quick borrowing speed provided by the app. No need for personal asset collateral makes the borrowing process much simpler compared to borrowing from banks. Loan term: Allows loan terms from 90 days to 280 days.
Allows customers flexibility in choosing a repayment period that suits their personal financial situation. For new customers, the maximum loan term is 30 days for the first borrowing.
However, if you repay the borrowed amount correctly and in full, you may be allowed to borrow with a longer term in the next borrowing.
Fastest repayment methods on PonyCash
Direct payment on the app: PonyCash offers online payment feature, allowing customers to repay their loans quickly and conveniently directly on the app.
Using e-wallets: Customers can use e-wallets.
Payment at convenience stores: Additionally, customers can choose to pay at convenience stores, collection services, making the repayment process more flexible.
The PonyCash app is a popular online loan application in Nigeria, loved by many young people. Its simple loan borrowing function and quick approval process help customers overcome financial difficulties
